JRO Wealth Management

About JRO Wealth Management

Helping you organize and simplify your finances, build steady income, and retire with clarity and confidence.

Over the last decade, I’ve worked at different wealth management firms, gaining valuable experience alongside some incredibly smart, kind people.

My biggest takeaway? There’s no one-size-fits-all solution when it comes to personal finances. Customized financial planning works. And that’s what makes this work so rewarding.

That’s why I created JRO Wealth Management.

I built this firm for people who want to cut through the jargon and complexity and get real guidance from someone in their corner. Someone who understands how all the pieces of your financial life fit together — retirement income, taxes, investments, healthcare, legacy — and helps you make decisions across the board that actually work for you.

My job isn’t to sell products or try to time the market. It’s to help you weigh the tradeoffs, see the bigger picture, and make smart, informed decisions with someone you trust by your side.

Some professional notes:

  • I’m a CFP® professional and Enrolled Agent

  • I’m independent, which means I make business decisions that I believe benefit my clients — not someone else

  • I’m fee-only, so I only get paid by my clients. My job is to provide clarity, strategy, and long-term partnership — not to sell products

About Jack O’Donnell

On the personal side…

I’m Jack, the founder of JRO Wealth Management.

I live in San Diego, CA, but I make it a point to get out of town a few times a year — usually to see friends, try something new, or just shake up the routine. I’m a big fan of growth, betting on yourself, and never turning down a good Saturday plan.

When I’m not nerding out in Excel or diving into tax strategies, you’ll probably find me out enjoying the sunshine — hiking, hanging at the beach, or checking out a new local spot.

The biggest leap I’ve taken was in my early 20s, when I moved across the country to bet on myself. A decade later, that same mindset led me to open JRO Wealth — a firm built for real relationships.